Loan Payment Calculator 計算機
此计算器用于 Estimate a fixed monthly loan payment, total paid, and interest paid from principal, APR, and term.
公式和使用说明
monthly payment = P x r / (1 - (1 + r)^-n), where r is monthly rate and n is number of months.
此计算器用于 Estimate a fixed monthly loan payment, total paid, and interest paid from principal, APR, and term.
实用示例
15000 at 7.5% for 5 years is about 300.57 per month.
Fees and insurance are not included unless you add them to principal.
APR, compounding, and payment timing can change lender disclosures.
常见问题
What inputs does this calculator need?
Principal, APR, Years.
How should I round the result?
Keep extra digits while comparing values, then round for the final decision or report.
Can I reuse the result in another calculation?
Yes, but preserve the original inputs and units so the next calculation stays traceable.