Loan Payment Calculator 計算機
此計算機用於 Estimate a fixed monthly loan payment, total paid, and interest paid from principal, APR, and term.
公式與使用說明
monthly payment = P x r / (1 - (1 + r)^-n), where r is monthly rate and n is number of months.
此計算機用於 Estimate a fixed monthly loan payment, total paid, and interest paid from principal, APR, and term.
實用範例
15000 at 7.5% for 5 years is about 300.57 per month.
Fees and insurance are not included unless you add them to principal.
APR, compounding, and payment timing can change lender disclosures.
常見問題
What inputs does this calculator need?
Principal, APR, Years.
How should I round the result?
Keep extra digits while comparing values, then round for the final decision or report.
Can I reuse the result in another calculation?
Yes, but preserve the original inputs and units so the next calculation stays traceable.